Based on the Shariah concept of Bai’ Bithaman Ajil, our HomeLink-i offers customised solutions that have been tailored to meet your specific financial and personal requirements. Link your home financing to your current account with our HomeLink-i to save more on profit. The more funds you keep in your current account, the more you stand to potentially save in profits, giving you the flexibility to build your home the way you always wanted it to be.
Features:
- Suitable for homebuyers with extra cash
- Home financing linked to Current Account-i
- Savings on total profit charged when placing additional deposit in current account
- Profit is calculated daily
- Margin of financing up to 95% (inclusive of Mortgage Reducing Term Takaful (MRTT)
- Financing tenure of up to 30 years or age of 65
- No profit capitalisation (compounding of profit)
- Early settlement rebate
- Processing fees waived
- 100% stamp duty discount for refinancing
- Easy access to your fund via ATM card and AmOnline on your current account
- Privilege of getting AmBank Islamic card plus all its benefits