Our Shariah Committee

Assoc. Prof. Dr. Ahmad Zaki Salleh (Chairman) [Effective 1 May 2022]

Assoc. Prof. Dr. Ahmad Zaki Salleh is currently an Associate Professor and Deputy Dean (Research and Innovation) at Faculty of Syariah and Law, Universiti Sains Islam Malaysia (USIM). He received his first degree in Shariah from al-Albayt University, Jordan and a Master and Ph.D. in Fiqh and Usul Fiqh from International Islamic University Malaysia (IIUM). His areas of specialisation are Fiqh Muamalat, Islamic Banking and Takaful and Islamic Capital Market. Previously, he was appointed as Deputy Dean (Academic and International) (2016-2018 & 2020), Deputy Dean (Academic and Research) (2014-2016) and Head of Programme, Bachelor of Fiqh and Fatwa (2013-2014) at the same Faculty, Chairman and Member of Shariah Committee for Bank Simpanan Nasional (BSN)(Member: 2011-2016; Chairman: 2016-2020; Member: 2020-2021), Shariah Committee Member for PruBSN Takaful (2015 - 2023), and Muamalat Expert Panel Member at Jabatan Kemajuan Islam Malaysia (JAKIM) (2016-2018). Currently, he also serves as Shariah Committee Member for Small Medium Enterprise Development Bank Malaysia Berhad (SME Bank) (2022-present), Shariah Consultant at International Islamic Finance & Insurance (IIFIN) (2011-present) and Member at International Halal Foundation Academic Council (2016-present). He is an Ordinary Member of Association of Shariah Advisors in Islamic Finance Malaysia (ASAS) and has produced a number of books, articles, and chapters in books and presented several papers at various events/ conferences.

Encik Mohd Fadhly Md Yusoff

Encik Mohd Fadhly Md Yusoff currently runs his own business and also serves as Shariah advisor and consultant. He received his first Degree (First Class Honours) in Shariah from Universiti Malaya (UM) and subsequently a Postgraduate Diploma in Administration of Judiciary & Islamic Legal Practice from Universiti Kebangsaan Malaysia (UKM). His areas of specialisation are Shariah, Islamic banking and finance, Takaful, Islamic Capital Market, and Islamic judiciary and legal practice. Prior to this, he was with Islamic Capital Market Department in Securities Commission Malaysia (SC) where he had served for about 14 years (1995-2009) as an officer and ended as manager. He was also appointed as consultant for the Islamic Capital Market Department of the Securities Commission Malaysia and Shariah Committee Member for RHB Islamic Bank Berhad (2013-2022) and Sun Life Malaysia Takaful Berhad (2011-2023). Currently, he is also serving as Shariah Committee Member for Bank Pembangunan Malaysia Berhad (2017-present), Great Eastern Takaful Berhad (2023-present), Opus Asset Management Sdn Bhd (2005-present), Astute Fund Management Berhad (formerly known as Apex Investment Services Berhad) (2016-present), Maybank Asset Management Sdn. Bhd. – Dana Amanah Hartanah Bumiputera (2022-present) and Perbadanan Nasional Berhad (Pernas) (2023-present). He is a registered Shariah Adviser with the Securities Commission Malaysia (SC), a registered Syarie lawyer and an accredited trainer for Islamic Finance Qualification (lFQ) by Chartered Institute for Securities and Investment and a Certified trainer by Human Resource Development Fund (HRDF) – Train the trainer. He is also an Associate Member of Association of Shariah Advisors in Islamic Finance Malaysia (ASAS).

Prof. Dr. Salina Kassim

Prof. Dr. Salina Kassim is currently a Professor at the IIUM Institute of Islamic Banking and Finance (IIiBF), International Islamic University Malaysia (IIUM). She received a Bachelor of Economics from University of Arizona-Tucson, USA and Master of Economics from University of Missouri-St. Louis, USA. Subsequently, she obtained her Ph.D. in Economics from IIUM. She also holds a Post-graduate Diploma in Islamic Studies from IIUM. Her areas of specialisation include Islamic banking and finance, economics, sustainable finance and Islamic social finance (i.e. Waqf, Islamic microfinance, and socially responsible investment). Currently, she is also serving as Shariah Committee Member for Bank Pembangunan Malaysia Berhad (2022-present), trainer and module developer for the Association of Shariah Advisors in Islamic Finance (ASAS) training and certification programmes, editorial board member of several reputable international and local academic journals, national panel member for Ministry of Higher Education Fundamental Research Grant Scheme (FRGS), as well as invited speaker in several seminars and conferences. Prior to becoming an academician, she has several years of working experience as a Senior Executive at the Economics and Corporate Planning Division of a commercial bank in Malaysia. She has conducted several researches, produced a number of books, chapters in books and publications in journal articles, and presented several papers at various conferences/seminars. Her academic work has significantly contributed to the academia locally and internationally through her extensive publications in high indexed peer-reviewed academic journals, mostly SCOPUS-indexed. She is also an Affiliate Member of Association of Shariah Advisors in Islamic Finance Malaysia (ASAS).

Encik Ismail Nik

Encik Ismail Nik is a retiree and currently also serving as Shariah Committee member for FWD Takaful Berhad (2023-present). Previously he was with the Bank Negara Malaysia (BNM) where he served for about 30 years (1991-2021) as an officer and ended his career as a manager at the Shariah Section of the Islamic Banking and Takaful Department. He received his first Degree (Honours) in Economics, majoring in Planning and Development from Universiti Kebangsaan Malaysia (UKM). He was a Bank Negara Malaysia scholarship holder for his tertiary education. His areas of specialisation are Islamic banking and finance, economics, and Shariah. He joined Bank Negara Malaysia in 1991. Prior to serving in Islamic Banking and Takaful Department, he served as Senior Executive in Economics Department from 1991-1997. He was then assigned as Secretariat to the Shariah Advisory Council of Bank Negara Malaysia in July 1997 in which he moved to serve at Islamic Banking Section of Bank Regulation Department. He was then absorbed in Islamic Banking and Takaful Department among the pioneers since its inception in 2000. Despite his academic qualification in Economics, he has a great interest in the field of Shariah and has experience of more than twenty years in handling Shariah matters in Islamic finance particularly in banking and takaful as well as administering the Shariah Advisory Council of Bank Negara Malaysia and Shariah Committees at industry level. He also holds a Higher Certificate in Islamic Studies from Islamic College of Kelang with Jayyid Jiddan (Very Good) grade. He is also an Associate Member of Association of Shariah Advisors in Islamic Finance Malaysia (ASAS) and member of the Chartered Institute of Islamic Finance Professionals (CIIF).

Assoc. Prof. Dr. Mohd Edil Abd. Sukor

Assoc. Prof. Dr. Mohd Edil Abd.Sukor is currently an Associate Professor and Deputy Dean (Student Affairs) at the Faculty of Business and Economics, Universiti Malaya (UM). He received a Bachelor in Shariah from Universiti Malaya (UM), subsequently MBA from International Islamic University Malaysia (IIUM), and Ph.D. in Finance from University of Melbourne, Victoria, Australia. His areas of specialisation are Shariah, Fiqh Muamalat, Islamic Banking, Takaful, Finance, Islamic Finance and Consumer Finance. Previously, he was appointed as Chairman and Member of Shariah Committee for Mizuho Bank (Malaysia) Berhad (Member: 2015-2021; Chairman: 2021-2024), the Internal Shariah Advisory Board for Mizuho Bank Limited, Labuan Branch (2021-2024) and Visiting Fellow at Oxford Centre for Islamic Studies, UK (2018-2019). Currently, he also serves as Shariah Committee Member for Swiss Re Takaful (2023-present) and Koperasi Sahabat Amanah Ikhtiar Malaysia (Koop Sahabat) (2024-present), trainer and module developer for the Association of Shariah Advisors in Islamic Finance (ASAS) training and certification programmes (2022-present) and Associate Editor for the Capital Market Review (2022-present). He is also a Fellow Member of Association of Shariah Advisors in Islamic Finance Malaysia (ASAS) (2015-present) and a Life Member of Malaysian Finance Association (MFA). He has produced a number of books, articles, and chapters in books and presented several papers at various events/ conferences.

Puan Apnizan Abdullah

Puan Apnizan Abdullah is the Managing Partner of Messrs. Apnizan Abdullah & Co (“AAC”). She received her dual qualifications in LL.B Shariah (First Class Honours) (2014) and LL.B (Honours) (2003) from the International Islamic University Malaysia (IIUM), a Chartered Islamic Finance Practitioner (CIFP) certification from the International Centre for Education in Islamic Finance (INCEIF) University (2011), and a Master of Comparative Laws (MCL) from IIUM (2004). She was called to the Malaysian Bar in 2006 and subsequently practiced at Messrs. Mak Farid & Company. Her areas of specialisation are Legal, Shariah and Islamic Finance. She has been engaged by public and private entities, locally and internationally, for consultancy works in Islamic finance and wealth management. Previously, she was appointed as Member of Shariah Committee for MBSB Bank (2023-2025), served the International Institute of Advanced Islamic Studies (IAIS) Malaysia as the Research Fellow (2015-2021) and the International Shariah Research Academy for Islamic Finance (ISRA) as a Researcher (2012-2013). Currently, she is an accredited trainer under HRDCorp, a certified trainer and Modules Moderator for Islamic Banking and Finance Institute, Malaysia (IBFIM) (2012-present), trainer for Centre for Research and Training (CERT), trainer and modules consultant for Lembaga Zakat Selangor (LZS) for Sijil Professional Perunding Zakat (SPPZ)/Professional Certificate as Zakat Consultant (2012-present) and a registered Shariah Adviser with the Securities Commission Malaysia (SC) and Labuan Financial Services Authority (LFSA). She has written various research papers and articles in academic journals, magazines, newspapers, and websites. She has also presented her research findings produced at national and international seminars and conferences. Due to her vast experience & exposure in Islamic finance industry, Financial Accreditation Agency (FAA) appointed her as Professional Assessor in 2019. The award she received on 15 June 2023 entitled ‘WOMANi Professional For the Year 2022’ and being listed as one of “the Most Influential Women in Islamic Business and Finance”, indeed evidenced the market recognition on her contribution in Islamic finance and Halal Business Industry thus far.

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