Escrow Current Account (Non-Borrowing) & Escrow Current Account-i (Non- Financing) for SME Segment

Fees and ChargesAmount
Stamp DutyUp to 0.2% of contract value, minimum RM10,000
Handling Commission​Up to 0.15% flat per transaction amount, minimum RM50

Cash Management Solutions for SME Segment

Fees and ChargesAmount
Application Programming Interface setupUp to RM5,000 (one-time fee)
Manage File Transfer setup ​Up to RM5,000 (one-time fee)
Fees and ChargesAmount
a) VA creationUp to RM1 per account
b) VA Maintenance
  1. Monthly maintenance (fixed fee);
  2. Half-yearly maintenance; or
  3. Yearly maintenance.
Up to RM50 per month
Up to RM1 per account
Up to RM2 per account

E-Payment for Businesses

Interbank Funds Transfer (IFT)

ItemsChannels
e-AmBizAmAccess Corporate
Fees and Charges (RM per transaction)
Partnerships and SME1FOC2FOC2
Other Corporates
Daily Transaction Limit (RM per day)
Partnerships and SME1No LimitNo Limit
Other Corporates
Payment Reference
(i) Availability of payers' names and payment references in beneficiaries' bank statementYesYes
(ii) Availability of beneficiaries' names and payment references in payers' bank statementYesYes
Operating HoursInquiry | 24x7
Transaction | 7:30am - 5:00pm		Inquiry | 24 hours
Transaction | 24 hours
Crediting Time
(i) Monday - FridayImmediate
(ii) Non-Business daysNext business day
Refund TimeImmediate

 

Note:

1For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers.

2Abbreviation for Free of Charge.

Interbank GIRO (IBG)

Items

Channels

e-AmBiz / AmAccess Corporate

Fees and Charges (RM per transaction)
Partnerships and SME1Fee waived
(until 31 March 2025)
Other Corporates
Daily Transaction Limit (RM per day)
Partnerships and SME1RM1 million
Other Corporates
Payment Reference
(i) Availability of payers' names and payment references in beneficiaries' bank statementYes
(ii) Availability of beneficiaries' names and payment references in payers' bank statementYes
Future-dated PaymentsYes
Operating HoursInquiry | 24x7
Transaction | 7:30am - 5:00pm
Crediting Time
Payment Initiated by CustomersFunds Received by Beneficiaries
Business Days
(Mon-Fri)		Before 5:00am 
Same business day		By 11:00am
5:01am to 8:00amBy 2:00pm
8:01am to 11:00amBy 5:00pm
11:01am to 2:00pmBy 8.00pm
2:01pm to 5:00pmBy 11:00pm
After 5:00pmNext business dayBy 11:00am
​Future Dated Payments / Recurring Transactions​On effective date​By 11:00am
Non-Business Days
(Saturday, Sunday and Federal Territory Public Holidays)		Next business dayBy 11:00am
Refund TimeNext day

 

Note:

1For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers.

2Abbreviation for Free of Charge.

3Any future dated/recurring transactions will be processed in Window 1 on the effective date.

4The Payee/Beneficiary ID provided by the Payer in IBG transaction is for the Beneficiary Bank validation purposes only.​​​​​

RENTAS

ItemsChannels
e-AmBiz / AmAccess Corporate
Fees and Charges (RM per transaction)
Partnerships and SME1RM2
Other Corporates
Payment Reference
(i) Availability of payers' names and payment references in beneficiaries' bank statementYes
(ii) Availability of beneficiaries' names and payment references in payers' bank statementYes
Operating HoursInquiry | 24x7
Transaction | 7:30am - 3:00pm
Crediting Time
(i) Monday - FridaySame day
(ii) Non-business daysNext day
Refund TimeNext day

Note:

1For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers.

2Abbreviation for Free of Charge.

For comparison of e-payment services and fees, please refer to the comparative tables in Bank Negara Malaysia (BNM), The Association of Banks in Malaysia (ABM), and The Association of Islamic Banking Institutions Malaysia (AIBIM).

SWIFT

ItemsChannels
e-AmBiz / AmAccess Corporate
Cable Charges
Partnerships and SME1Fee waived
(valid until 31 March 2025)
Other Corporates
Operating HoursInquiry | 24x7
Transaction | 7:30am - 3:30pm

Note:

1For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers.

2Abbreviation for Free of Charge.

Other Related Charges

ItemsOther Related ChargesIncentives and Packages
Maintenance / Subscription FeeSecurity TokensAnnual Digital CertificatesSalary Payment / PayrollNotificationTraining
Fees and Charges
Partnership and SME1FOC2Free first three (3) tokens2
(Any additional token will be charged RM80 per unit)		N/A3RM0.10 per IBG transaction
FOC2 for IFT		FOC2FOC2
  • Waived Monthly Subscription Fee
  • Free first three (3) token
Other CorporatesRefer to your AmBank Sales Representative

Note:

1For manufacturing sector, sales turnover not exceeding RM50 mil or full-time employees not exceeding 200 workers; for services and other sectors, sales turnover not exceeding RM20 mil or full-time employees not exceeding 75 workers.

2Abbreviation for Free of Charge

3Abbreviation for Non-Applicable

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