Life is never predictable, and there are times when we all need some extra cash for those rainy days. AmBank Islamic's Personal Financing-i is an excellent way of financing a planned or unplanned event to tide you over, with competitive profits rates available in the market. It is fully complying with Shariah requirements based on the concept of Murabahah Tawarruq (MTQ). It has been designed specifically for your needs
Features:
- High Payout up to 99.5% with competitive pricing
- No advance instalments required
- Up to 3 Months Deferment Period*
- No Guarantor & Collateral Required
- No Monthly Membership Fee
- Rebate on Early Settlement
- Takaful Coverage (optional)
- Non-Force Product Bundling (Hibah/Wasiat)
- Salary Crediting Account Remains
- Waived Wakil & Trading Fees
Notes: * Subject to the date of disbursement
Payment Method
- Biro Perkhidmatan Angkasa (BPA): Salary deduction via BPA payroll unit
Profit Rate
- Fixed rate from as low as 4.25% per annum to 5.90% per annum (effective rate from as low as 7.51% per annum to 10.06% per annum)
- Click here to view the Payment Table
Product Disclosure Sheet
- Click here to view the Product Disclosure Sheet
