Mudarabah Term Investment Account-i

This investment account is not protected by Perbadanan Insurans Deposit Malaysia (PIDM).

Mudarabah Term Investment Account-i allows AmBank Islamic customers to place their monies under the Mudarabah (profit sharing) contract to be invested in the Bank's Mortgage Financing portfolio. Returns (if any) generated from the investment will be distributed upon maturity in accordance to the pre-agreed Profit Sharing Ratio. 

To assist the customer in making an investment decision, the past 5 years' performance of the Mortgage Financing portfolio will be made av​ailable via the Product Disclosure Sheet.

The customer may review the outlook of his investment by referring to the Fund Performance Report which shall be made available via the Bank's website on a quarterly basis.

Product Features​

a) Minimum Investment : RM10,000 (Ringgit Malaysia Ten Thousand)

b) Investment Tenure : 1 month, 3 months or 6 months

c) Profit distribution at maturity 

d) Automatic reinvestment

e) Early redemption is allowed either partial or in full.

• For withdrawals within 7 days of the investment tenure, the IAH shall agree to waive the right to receive all of the attributed profit (if any)
• For withdrawals after 7 days of the investment tenure and before the maturity date, the IAH shall receive 50% of the attributed profit (if any)

f) IAH is allowed to conduct partial withdrawal of their placement amount

• ​The undrawn portion of the placement will continue as it is, whilst the drawn portion will be subjected to the penalty for early withdrawal

Fund Performance Report:

1. Fund Performance Report for the Quarter Ended 30 September 2024
2. Fund Performance Report for the Quarter Ended 30 June 2024
3. Fund Performance Report for the Quarter Ended 31 Mar 2024​
4. Fund Performance Report for the Quarter Ended 31 Dec 2023​
5. Fund Performance Report for the Quarter Ended 30 September 2023
6. Fund Performance Report for the Quarter Ended 30 June 2023

Click here for the product disclosure sheet.

Click here for the Terms and Conditions.

WARNING: THE RETURNS ON THIS INVESTMENT ACCOUNT WILL BE AFFECTED BY THE PERFORMANCE OF THE UNDERLYING ASSETS. THE PRINCIPAL AND RETURNS ARE NOT GUARANTEED AND CUSTOMER RISKS EARNING NO RETURNS AT ALL. IF THE INVESTMENT IS REDEEMED EARLY, CUSTOMER MAY SUFFER LOSSES IN PART OR THE ENTIRE PRINCIPAL SUM INVESTED. THIS INVESTMENT ACCOUNT IS NOT PROTECTED BY PERBADANAN INSURANS DEPOSIT MALAYSIA (PIDM).

AmBank Islamic Berhad

A​ PIDM member